Solutions

Financial agility is part of our DNA. We at Cobiscorp truly understand the agile need for evolution and transformation. We have a proven record of serving financial businesses (FBs) and their customers, supporting their adapting needs and desires. We leverage the latest technology: adapting COBIS products and services to provide exceptional solutions. Whether a bank, credit union, or another type of FB, COBIS solutions prioritize your unique outcomes, your drive for operational speed, security, and ultimately your profitability. 

The COBIS™ Digital Platform (“COBIS™ DP”) exemplifies the COBIS drive to provide financial agility. The adaptive and dynamic COBIS™ DP is a set of systems and applications with configurable modules to meet your specific needs and achieve your outcomes. COBIS™ DP is available as individual modules or solution packages and through subscription or licensing.

The holistic design of COBIS DP

Financial agility is part of our DNA, so it is no coincidence that the market recognizes our COBIS DP digital platform for its high performance, robust and flexible systems. COBIS DP dispenses an arsenal of powerful workflows, functions and decision rules, so that you and your stakeholders can really focus on your own financial goals, with minimal dependence on software developers or consultants.

  • Our platform is armed with rapid end-to-end assembly, reliable execution of a wide range of complex business processes and adapts to multiple systems (engagement, automation, registration and knowledge).
  • Our capacity goes beyond the standard integration point systems that are seen in the market, with customized omnichannel front-end solutions, BPM(business process management) engines or CRM (Customer Relationship Management) systems.
  • Our platform offers the latest multi-level software architecture: personalized user experience, advanced business processes and rules, reliable connection, secure data integration and storage, intelligent analysis, and much more.
  • COBIS DP has a powerful simplicity. Its efficient design contains a wide variety of building blocks of cohesive software, applications and underlying systems. This flexible composition allows our agile tool to meet the current and future needs of our customers.
  • Another powerful example of the agility of our offer is COBIS Designer, our integrated development environment. Like a 3D printer that produces custom blocks, COBIS Designer allows the rapid production of additional software components, all in compliance with the highest quality standards and security-oriented programming. COBIS Designer also regulates programming parameters to allow greater adaptability to new or modified programming languages.
  • Robust and flexible service-oriented architecture and design are key to meeting your needs. Although we offer any architecture support, the cloud computing architecture is an example of our agile service. Cloud computing gives financial institutions the ability to compete with the technology that only large-scale institutions previously offered. Users can exploit the elasticity of modern computing, increasing and reducing its use as necessary, and limiting costs to its consumption. Instead of making large capital investments, financial institutions can subscribe to more sophisticated functionality in an affordable way.

How COBIS DP responds to your needs

COBIS DP prioritizes its need for rapid innovation:

  • Our agile design recognizes that internal and external digital users demand faster, simpler and more innovative customer experiences that can meet changing needs and the constant need for reliable security (cyber protection, regulatory compliance and financial control).
  • Our systems are open and use application program interfaces (APIs) to enable seamless and secure integration with cutting-edge and rapidly evolving functions, and often even reside in external systems.
  • Our prioritization of speed and safety allows the selection of critical aspects to rationalize our systems, a more responsible innovation to comply with regulatory statutes and compliance needs, and the optimization of processes to reduce costs and risks.

With the ultimate goal of achieving financial agility, COBIS DP meets the diverse digital needs of the market. Our commitment is to maximize the value of your business in everything we do – from the availability of a wide variety of functional configurations and models, to the ability to serve in a private, public or hybrid cloud infrastructure.

A response to current digital needs

In an era of rapid digital transformation, we see the constant need for innovation not as a threat, but as an opportunity to empower you and your customers. The COBIS offer, both our platform and our working methods, is not only necessary for its success, but it is truly essential. The holistic design of our COBIS DP digital platform and the adoption of SAFe allow you to stand out and become a leader in a saturated market.

The best digital platform in its class

The COBIS DP digital platform is a tribute to partnerships with our clients and a testament to our mission to achieve financial agility. Through collaboration to meet the daily needs and long-term objectives of a diverse group of financial institutions, we design one of the best digital platforms in the market. This agile platform is responsive and adaptable, and has a wide variety of innovative functionalities and the ability to align with various technologies and functions based on data and business models. It has relational capabilities (retail and commercial banking, credit cooperatives and microfinance institutions), transactions (payments, remittances, non-bank correspondence, etc.) and general purpose (client administration, authentication, etc.).

Financial institutions

Million final customers

Million daily transactions

million digital transactions

Transactions per second

COBIS™ DP is a market-leading technology platform designed to help FBs achieve outcome-based business results. The technological and financial richness, built-in agility, and innovation-oriented platform not only differentiates COBIS customers from that of other institutions, but truly transforms their whole business.

Its Main Features include:

  • Cloud-enabled and open architecture (for pure or hybrid configurations).
  • Scalable and high volume transaction performance specifications.
  • Modular, service-oriented architecture.
  • Coherent.
  • Relevant, built with agile methodology in close coordination with customer needs.
  • Tested against the highest software and data security standards in the industry.

Our Solutions

COBIS Core

COBIS CORE is a set of banking products that originate transactional processing in our solution.

 

COBIS CORE

 

COBIS Edge

COBIS EDGE modules, being agnostic to CORE, can be integrated and used with COBIS or third-party systems.

 

COBIS EDGE

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